MOTORISTS face a severe penalty for making a simple oversight when applying for car insurance. If you fail to declare any modifications on your car in your insurance policy, you might not be covered in the event of an accident. Insurers need to be told of anything on your car that didn't come as standard when it was bought new, whether added by you or a previous owner. The most common modifications include exhaust changes, alloy wheels, suspension alterations and tinted windows, but they can also be far less significant. Even something as small as a non-standard decal sticker could be enough to invalidate your insurance. Some motorists may deliberately withhold information from their insurer in order to get a cheaper premium, while plenty of others may simply not know their car includes something classified as a modification. Even if you didn't know your car had been modified, it won't be covered by your insurer if they find something you haven't declared. If you are found to be on the … [Read more...] about You could be fined £300 and slapped with SIX penalty points if you make this simple oversight on your car insurance
Car insurance company
Britain’s best car insurance companies named – but Co-Op customers are not happy with their service
WHILST buying Co-Op car insurance is a doddle, the community-focused company offers poor customer care once they're on board. Brits rated their cover providers for the Auto Express Driver Power 2018 rankings, with 54 listed in total. Co-Op performed poorly for its handling of claims, in terms of: communication; speed; friendliness and helpfulness; and overall customer satisfaction. Its mediocre ratings for telephone experience and value for money landed the firm bottom of the top 25 insurers. On the other end of the scale, NFU Mutual was ranked as the best car insurance company for the third consecutive time this year. It received an impressive 96 per cent satisfaction rating, with only seven per cent stating they would not renew their policy. In second place was Police Mutual - a firm dedicated to the Service sector - followed by the popular Liverpool Victoria company that received 91 per cent approval. Privilege and AXA rounded up the top five, while Sainsbury's Bank received an 89 … [Read more...] about Britain’s best car insurance companies named – but Co-Op customers are not happy with their service
6 Tips for Choosing the Best Car Insurance Company
Whether you just bought a car or are looking for a new insurer, it is advisable to do your research well. Choosing the right insurance company is the best way to ensure you are covered in the event of an accident or damage. If you fail to do your homework right, you will end up with lots of disputes. This article highlights the six key points you should focus on when selecting an insurance provider. Royalty Free Photo Licence The first factor you should consider is whether the company is licensed to sell car insurance in your country. There will be an insurance website where you can make these confirmations. This is the first step you should take to determine whether a company you found online is legit because scammers rarely go through any formalities. Reputation A company can be licensed and still have a bad reputation. Therefore, it is not enough to check the licence only. You need to go a step further and evaluate their track record in settlement of claims. Check the number of … [Read more...] about 6 Tips for Choosing the Best Car Insurance Company
Love your Mercedes-Benz, Choose only the Best Car Insurance for it
‘Mercedes-Benz’–the name speaks for itself. The brand has had a massive impact on the luxury car industry and market over the years. The car insurance for this luxury brand is not that easy to get. An individual invests a fortune while purchasing a Mercedes-Benz. Therefore, such an expensive item should be insured in the best possible manner. Always keep in mind that if you compromise with the insurance of your Mercedes, then you may have to pay a larger cost instead. Good Car Insurance Plan Equals Good Protection Everyone is well-acquainted with the importance and understanding of security. This is why a good Mercedes-Benz car insurance plan will always provide it a well-deserved protection. By selecting a good insurance partner, we can ensure cumulative benefits to secure the most valuable asset. It assures a great peace of mind to the owner, which lets the person enjoy the drive without any stress. Each Car has Different Needs Every model of Mercedes-Benz is … [Read more...] about Love your Mercedes-Benz, Choose only the Best Car Insurance for it
The easy way to save up to £278 on your car insurance that millions ignore every year
MILLIONS of Brits are making a simple mistake when it comes to their car insurance, costing them up to £278 each year. Motorists that fall into the trap of automatically renewing their insurance policy or staying with the same provider can end up paying more than they would if they shopped around. According to research conducted by MoneySuperMarket, over 60 per cent of drivers will stick with their current policy holder because they had the cheapest price the previous year. But the move ends up contributing to a total £652.5million that Brits waste for failing to check out other providers. The study found that motorists who let their policy automatically renew saw their premiums rise by £50 on average - but that figure could be as much as £278. If drivers shop around when it comes time to renew their policy, they could see maximum savings of close to £280. Top reasons for motorists auto-renewing their car insurance rather than changing providers Happy with the … [Read more...] about The easy way to save up to £278 on your car insurance that millions ignore every year