Laura McMullen Nerdwallet Published 7:40 PM EDT May 19, 2019 Congrats on saving up for that down payment! And hats off for committing to mortgage payments, homeowners insurance and property taxes. Now for your reward: home sweet, sparsely furnished home. Furniture shopping may be the last thing you want to do, but it may be necessary if you moved into a bigger space or parted with unwanted goods in that process. Avoid overspending with these strategies. STICK TO CASH Earmarking savings for furniture can help homeowners pay for it in cash. And that’s the “absolute best way” to buy, says Justin Nichols, certified financial planner and director of operations at Garrett Planning Network. How much to save for furniture depends on your needs. (More on that later.) If you already bought the house and didn’t budget for furniture, do what you can to stick to cash – and live with some open space while you save. “In the big scheme of things, it’s … [Read more...] about You got the new house! Now, how do you afford to furnish it?
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Joe Guillen Detroit Free Press Published 12:06 p.m. UTC Jul 6, 2018 The City of Detroit’s monumental project to revitalize a northwest neighborhood has fallen more than a year behind schedule, lost a portion of its federal funding and has generated allegations that city officials are exaggerating the level of community input on the project. Conflicting accounts have left some community activists and residents unsure of the project’s progress. After questions from the Free Press, city leaders pushed back its expected completion date until December 2020 — despite highly publicized promises city officials made for what has been touted as a redevelopment showcase. Last spring, Mayor Mike Duggan — foreshadowing re-election campaign promises to revive the city’s struggling neighborhoods — announced that 115 vacant houses and about 200 empty lots would be rehabilitated over the next 2½ years in the Fitzgerald … [Read more...] about Detroit’s showcase neighborhood project falls a year behind schedule
Nathan Bomey and John Gallagher Detroit Free Press Published 5:43 p.m. UTC May 24, 2018 Originally published Sept. 15, 2013 Detroit is broke, but it didn’t have to be. An in-depth Free Press analysis of the city’s financial history back to the 1950s shows that its elected officials and others charged with managing its finances repeatedly failed — or refused — to make the tough economic and political decisions that might have saved the city from financial ruin. Instead, amid a huge exodus of residents, plummeting tax revenues and skyrocketing home abandonment, Detroit’s leaders engaged in a billion-dollar borrowing binge, created new taxes and failed to cut expenses when they needed to. Simultaneously, they gifted workers and retirees with generous bonuses. And under pressure from unions and, sometimes, arbitrators, they failed to cut health care benefits — saddling the city with staggering costs that today threaten the safety and quality of … [Read more...] about How Detroit went broke: The answers may surprise you — and don’t blame Coleman Young
“IT’S not the size of the dog in the fight, it’s the size of the fight in the dog.” That’s one of my favourite sayings. I like the positive message which can be applied to all sorts of situations. It’s about having heart, spirit, grit. And the obvious. Bigger doesn’t necessarily mean better. I’ve had the phrase rattling around my head for the last few days — ever since driving the new Ford Fiesta ST. With the same dimensions as the standard Fiesta, it is slight in stature and, remarkably, lighter on the wallet than the previous generation. At least on paper. The outgoing model — one of my favourite cars — packed a 1.6-litre turbo petrol, which produced 179bhp. The new version is 1.5-litre turbo, yet somehow manages to deliver nearly 200bhp. There is a hell of a lot of fight in this small dog. Ford is the daddy of milking power from modest units. The original 1-litre turbo EcoBoost was a game-changer but even so, this is … [Read more...] about Ballsy Ford Fiesta ST has bite and plenty of bark delivered by its near-200bhp 1.5-litre turbo