DRIVING in the snow is dangerous enough - especially if your car isn't insured and you have an accident. Here are the insurance rules around using your motor in adverse weather, and a few tips for checking if you're covered. Is my car insured in the snow? Your car insurance will still be valid if you take it out in the snow — but be warned. If your insurers believe you have negligently put your car in harm's way then any claim could be questioned. So if you take a risk and try to travel in heavy amber or red weather warnings and end up in an accident, you may be scuppered. Kevin Pratt, consumer affairs expert at MoneySuperMarket, told The Scottish Sun : "Your insurance cover should remain valid whatever the weather, but don’t take that as a green flag to drive without giving heed to the red alert for snow. "Simply knowing you’re going to get a payout shouldn’t mean you take undue risks. “If your insurance company can prove contributory … [Read more...] about Is my car insured in the snow? Here is how to find out if you’re covered to drive in adverse UK weather conditions
THE only thing worse than having to drag yourself out of your warm bed on a cold morning is wasting time making your car ready for the commute. As we’ve already covered how to remove ice from your motor, here’s everything you need to know about how to clear a foggy windscreen… What causes condensation? If warm air meets a cold surface, condensation occurs. When moisture in the air meets the cold windscreen it changes from invisible vapour into water droplets. Carrying out tasks such as putting your car heating on and even BREATHING can cause the fog to form. On a cold day, the warmth from your breath can cause water particles in the air to turn to steam, misting up glass surfaces. There are ways to stop the mist from forming How do I prevent condensation on car windows? If you prevent moisture from lingering in the confined space, windows are less likely to mist up. Leaving windows slightly open on warmer days, and closing them when it’s raining, are ways to … [Read more...] about How do you demist your car car windscreen? Tips on driving in the cold and advice on how to clear your screen
DRIVING in snow or icy conditions can be very dangerous, with increased risks to both you and your vehicle. As snow piles up around the UK, here is some advice on how to get through the tricky conditions and prepare for winter weather challenges on the road. How should you prepare for safe driving in snow? Plan your journey carefully before setting off and keep an eye on the local weather reports. Allow more time than you usually would and ensure all the snow is clear from your vehicle. It is actually against the law to drive with snow on your car. Carry a lock de-icer with you to clear your locks. Make sure any auto wiper control is switched off before turning the ignition on. If they are frozen to the screen the control fuse will blow. Check your tyres for adequate tread so the grip is sufficient. If conditions are very bad you may want to consider using snow socks or chains. Use a good screenwash that protects down to at least -35C to prevent the water from freezing. How can you … [Read more...] about How to drive safely in ice and snow – driving tips for UK weather as sub-zero temperatures hit Britain
THE snow may look magical, but trying to get anywhere in the white stuff can prove a nightmare for motorists. If you have to drive at all, check out this list to avoid violating your insurance - or getting slapped with a fine. Defrosting your car - the lazy way Nipping out to switch your engine on early may seem like a clever way to make your car comfy and defrost the windscreen. But you can invalidate your insurance if you leave the motor running unattended. That is because most brokers will refuse to pay out if drivers fail to live up to their "duty of care" — a common clause in contracts. Michael Lloyd, the AA’s insurance director, said: "Every winter we get reports of members’ cars that have disappeared off drives. The fact is that the keys are the weakest link in the car security chain and leaving your car unattended, unlocked and with the keys in in it is simply inviting it to be stolen. "If it is ticking over, warming up, it makes the thief’s job … [Read more...] about How to drive in snow without breaking the law – from taking snow off your car roof to de-icing the windscreen
MOTORISTS who drive around with dirty number plates that cannot be read may be slapped with a hefty penalties. Drivers are being urged to check their registration plates and give them a wipe in order to avoid hefty fines. How much is the fine for having a dirty licence plate? Police are cracking down on drivers who have dirty or obstructed number plates on their cars. Number plates are important, as they let the owner and the police know when and where the vehicle is registered. Drivers with dirty licence plates or ones that are hard to read may face a fine of up to £1,000. The fine is to act as a deterrent and a reminder to drivers in the UK to check their licence plates on a regular basis. What are the legal requirements for number plates? They should be made from a reflective material. The front plate should display black characters on a white background. The rear plate should display black characters on a yellow background. Licence plates should not have a background pattern. … [Read more...] about How much is the fine for having a dirty licence plate and what other odd driving laws are there?